What Is a Halifax Building Society Roll Number?
If you’ve ever tried to send money to a Halifax account, you may have been asked for something called a roll number. While most modern bank accounts rely on account numbers and sort codes, roll numbers are still used by building societies like Halifax for specific types of accounts.
A roll number is a unique identifier assigned to accounts—especially mortgage accounts and older savings accounts—within building societies. These numbers were common before account numbers became standardized across UK banks. Think of a roll number like a reference or ID used internally by the bank to link a customer to their account.
Roll numbers are especially crucial when making payments, deposits, or setting up direct debits to a Halifax account that requires one. Getting the roll number right ensures your money reaches the correct account and avoids delays or failed transactions.
History Behind Roll Numbers in the UK
The concept of roll numbers dates back to when building societies operated independently of major banks. Rather than the modern account number and sort code format, building societies like Halifax used roll numbers as a way to identify accounts internally.
Over time, as the UK’s banking system modernized and building societies merged or became banks, roll numbers began to phase out. However, institutions like Halifax still use them for certain legacy accounts or internal processes.
Roll Number vs. Account Number – What’s the Difference?
|
Feature |
Roll Number | Account Number |
| Format | Often alphanumeric | Usually 8-digit numeric |
| Use Case | Older building society accounts | All standard bank accounts |
| Required For | Halifax mortgages, some savings | Everyday banking, transfers |
| Visibility | On statements, specific accounts | Always shown in online banking |
Bottom Line: A roll number may be used in addition to an account number—not instead of it.
Why Do Some Halifax Accounts Still Use Roll Numbers?
Despite moving toward digital systems, Halifax maintains roll numbers for several reasons:
- Legacy Accounts: Long-time customers with accounts dating back decades.
- Mortgage Accounts: Many Halifax mortgage references are linked to roll numbers.
- Internal Tracking: Roll numbers help Halifax staff manage certain account types.
If you or your recipient hold one of these account types, it’s important to include the roll number when sending money to avoid delays.
Types of Halifax Accounts That Use Roll Numbers
Halifax roll numbers are most commonly associated with:
- Mortgage Accounts
- Certain ISA or Savings Accounts
- Accounts originally opened via building societies
To know whether a roll number is needed, check with the account holder or contact Halifax directly.
Where to Find Your Halifax Roll Number
Finding a roll number is relatively simple:
- Paper Statements: Often printed near the account number.
- Online Banking: View under account details (if applicable).
- Customer Service: Halifax staff can confirm your roll number.
If in doubt, never guess the roll number—always confirm with Halifax.
How to Use a Halifax Roll Number for Payments
When sending money, you may need to enter the roll number as a payment reference. It should be placed in the “Reference” or “Payment Reference” field—not in the account number field.
Pro tip: Double-check with the recipient how they want the roll number entered.
Mistakes to Avoid When Entering Roll Numbers
- Entering it in the wrong field (use the reference field, not the account number)
- Incorrect spelling or case sensitivity
- Using an outdated roll number from closed accounts
- Sending money without confirming if it’s needed
These errors can lead to payment failures or unnecessary delays.
Sending Money to a Halifax Account Using Remit Choice
With Remit Choice, sending money to Halifax is smooth, fast, and affordable. Our remittance services support transfers to the UK—including Halifax accounts—with zero fees and excellent exchange rates.
Required Details to Send Money to Halifax via Remit Choice
To send money to a Halifax account, you’ll typically need:
- Recipient Name
- Account Number and Sort Code
- Roll Number (if required)
- Bank Name: Halifax
- Payment Reference Field (include roll number here)
We make it easy to add roll numbers correctly when you initiate a transfer.
Does Halifax Still Require Roll Numbers for New Customers?
Most new Halifax customers won’t need a roll number, especially for standard checking or current accounts. However, if you open mortgage or legacy accounts, a roll number might still apply.
Always check your welcome documents or online banking dashboard to confirm.
Can You Convert a Roll Number into an Account Number?
No, roll numbers are not convertible. They serve as internal identifiers, not as replacements for standard banking numbers. If you’re unsure, contact Halifax for proper payment instructions.
Halifax Roll Numbers and International Transfers
Sending from overseas? Then:
- Roll numbers should go in the reference field
- You’ll need SWIFT/BIC and IBAN for international transfers
- Make sure the recipient confirms all their details
What If You Don’t Have the Roll Number?
If you can’t find the roll number:
- Ask the recipient to check their statement or online portal
- Call Halifax directly and verify the details
- Avoid sending money without it if the account requires one
Security Tips When Handling Roll Numbers
- Never share your roll number publicly
- Be cautious of phishing emails asking for roll/account numbers
- Only send payments through trusted remittance providers like Remit Choice
Customer Experiences: Real Issues with Halifax Roll Numbers
Many customers report confusion about where and how to enter roll numbers. Mistakes often involve:
- Entering it in the account number field
- Leaving it blank
- Not informing the sender
Always double-check with Halifax or your remittance service if you’re unsure.
How Remit Choice Simplifies Sending to Halifax
At Remit Choice, we’re committed to making international money transfers seamless. Benefits include:
- Zero transfer fees
- Fast delivery times
- Dedicated customer support
- Clear instructions for Halifax accounts
Supported Countries and Coverage
Remit Choice allows you to send money from over 70+ countries, including:
- United States
- Canada
- Australia
- UAE
- Saudi Arabia
- And many more!
Visit our Remit Choice website to view the full list.
Frequently Asked Questions (FAQs)
- What is a Halifax building society roll number?
A roll number is a unique reference used by Halifax for certain account types like mortgages. - Do I always need a roll number for Halifax?
Only if the account requires it—typically for mortgages or older savings accounts. - Can I send money to Halifax without a roll number?
Yes, if the recipient’s account does not need one. Always confirm with them first. - Where do I enter the roll number when sending money?
In the reference or payment reference field, not the account number field. - Does Remit Choice support Halifax account transfers?
Yes, Remit Choice supports sending to all UK banks, including Halifax. - Is it safe to share my roll number?
Only share it with trusted parties when necessary for transactions.
Conclusion
Understanding the Halifax Building Society roll number can make all the difference in ensuring your money reaches its destination safely and quickly. Whether you’re managing a mortgage or sending money abroad, knowing where and how to use the roll number is key.
With Remit Choice, you get a reliable and simple way to send money to Halifax and beyond. Take the guesswork out of your transfers—trust Remit Choice today.
